# FinHub — Fast diligence. Finances ready for exit.

> Financial Services as Software

The software and the qualified experts, all in one. FinHub operates everything, you pay for delivered, orderly work.

FinHub · Financial Services as Software. The software and the qualified experts, all in one: FinHub operates everything, you pay for delivered, orderly work. AR, AP, treasury, tax (SIRE, PLE) and PCGE accounting for startups in LatAm. Fast diligence. Finances ready for exit.

## Numbers

- **130** data models
- **67** screens
- **5** countries
- **5** bank formats
- **9** close checks

## Services as Software · how it works

Pay for results. **The software is the backbone.**

You do not learn software: you hire experts who run it and receive the daily book, the close and the filings. Pay as you go.

1. **We connect your sources.** Documents, banks and the tax authority flow in.
2. **Experts operate the engine.** Books, SIRE and close, run by qualified accountants.
3. **You receive results.** Daily book, monthly close and filings. Pay for what is delivered.
4. **You scale at your pace.** More volume, entities or countries. Nothing to migrate.

**Prefer to run it yourself?** Your team uses the same engine with our support. Switch modes whenever you want.

## AR · Accounts receivable

Collect faster, **without inflating overdue**.

Know what you are owed, who withholds and what is truly overdue.

### Module menu

- Accounts Receivable (`/finance/ar`)
- Receipts (`/finance/ar/receipts`)
- Payment Plans (`/finance/ar/payment-plans`)
- Factoring (`/finance/ar/factoring`)
- Customers (`/finance/ar/customers`)

Formats and views: Open items · Aging · Collections · Dunning · Unapplied · Recurring · CN / DN

### Capabilities

- **Aging and DSO.** Over the whole portfolio, not a page.
- **Factoring.** Tracked assignments with a PDF contract.
- **Collections.** Dunning, payment plans, credit hold.
- **Unapplied cash.** With an owner and a deadline until applied.

> “One receipt, one source: Treasury originates it, AR applies it.” — AR model rules

## AP · Accounts payable

Pay the right amount, **to the right party**.

Approvals with segregation of duties and VAT from the catalog, never assumed.

### Module menu

- Accounts Payable (`/finance/ap`)
- Bills (`/finance/ap/bills`)
- Expenses (`/finance/expenses`)
- Expense Reports (`/finance/ap/expense-reports`)
- Review Queue (`/finance/receipts/review`)
- Payment Runs (`/finance/ap/payment-runs`)
- Retentions (`/finance/ap/retentions`)
- Vendors (`/finance/vendors`)

Formats and views: Open · Aging · Approvals · Payment runs · Unmatched · Recurring

### Capabilities

- **Multi-step approvals.** Matrix, segregation of duties, signature limits.
- **Bank anti-fraud.** Account changes verified before payment.
- **No duplicates.** Detection over the purchase register.
- **OCR with human review.** AI reads the receipt; a person approves.

> “Every amount goes by currency: never a cross total.” — financial-hub-ap.service

## Treasury

The bank comes in on its own. **Nothing auto-applies.**

Statements or bank feeds. FinHub proposes each match; a person confirms.

### Module menu

- Position (`/finance/treasury`)
- Accounts (`/finance/treasury/accounts`)
- Movements (`/finance/treasury/movements`)
- Cash Activity (`/finance/treasury/cash-activity`)
- Reconciliation (`/finance/treasury/reconciliation`)
- Bank Import (`/finance/treasury/bank-import`)
- Bank Feeds (`/finance/treasury/bank-feeds`)
- Cash Flow (`/finance/treasury/cash-flow`)

Formats and views: CSV · OFX · MT940 · CAMT.053 · Interbank PDF · Belvo

### Capabilities

- **Five bank formats.** CSV, OFX, MT940, CAMT.053 and PDF.
- **No duplicates.** In the file and against what was imported.
- **Cash application.** Exact and fuzzy, with a dry-run mode.
- **Live position.** Banks, cards, crypto and exchanges, by currency.

> “This proposes. Nothing auto-applies.” — cash-application.service

## Tax · SUNAT

Reconcile against what **SUNAT already knows**.

End-to-end SIRE, PLE 14.1 and 8.1, multi-country.

### Module menu

- Tax Codes (`/finance/tax/codes`)
- Tax Summary & Filing (`/finance/tax/summary`)
- Electronic Books (PLE) (`/finance/tax/ple`)
- SIRE (SUNAT API) (`/finance/tax/sire`)
- Downloads (`/finance/tax/downloads`)

Formats and views: RVIE · Sales · RCE · Purchases · PLE 14.1 · PLE 8.1 · Observed CDRs

### Capabilities

- **Full SIRE cycle.** Proposal, accept, replace, differences.
- **PLE 14.1 and 8.1.** 35 and 42 fields, sequential CUO.
- **Protected filing.** Always reviewed; filing requires confirmation.
- **Encrypted credentials.** RUC and SOL key per company.

> “If the registers are right, the return fills itself.” — Tax vision

## Accounting · PCGE

Books that **prove what they claim**.

Entries with a lifecycle, lockable periods and a nine-check close.

### Module menu

- Journal Entries (`/finance/accounting/journal-entries`)
- Ledger (`/finance/accounting/ledger-activity`)
- Fiscal Periods (`/finance/accounting/fiscal-periods`)
- Opening Balances (`/finance/accounting/opening-balances`)
- Close Cockpit (`/finance/accounting/close`)
- Fixed Assets (`/finance/accounting/fixed-assets`)
- Accruals & Amortization (`/finance/accounting/accruals`)
- Financial Statements (`/finance/accounting/financial-statements`)

Formats and views: Journal · General ledger · Trial balance · Chart of accounts · By account

### Capabilities

- **Close cockpit.** Nine automatic checks and one sign-off.
- **PCGE by country.** Financial position, income, cash flows.
- **Assets and accruals.** Depreciation, disposal, auto-reversal.
- **Hash-chained audit.** Immutable log, row by row.

> “A balance sheet whose lines cannot be opened forces you to take it on faith.” — Accounting vision

## AI native

AI proposes. **The engine decides.**

AI inside, not bolted on. No journal entry is decided by a model.

- **OCR — The receipt enters on its own.** AI extracts; a person approves.
- **Classification — Every expense classified once.** The suggestion travels to the ledger.
- **Traceability — Every suggestion is recorded.** Model, confidence and who confirmed it.
- **Reconciliation — It proposes; a person confirms.** Nothing auto-applies.
- **Agents — Readable by AI agents.** llms.txt, Markdown and structured data.

## Latin American coverage

Multi-country. Multi-currency. **Multi-entity.**

Five countries, seven FX sources, one platform.

Countries: Peru (PEN), Mexico (MXN), Colombia (COP), Chile (CLP), Argentina (ARS)

Tax: SUNAT SIRE · PLE 14.1 and 8.1 · Mexico PAC
Banks: Belvo feeds · CSV · OFX · MT940 · CAMT.053 · PDF
Exchange rates: SBS · SUNAT · 7 sources with fallback
Connected to: E-invoicing · Payroll · Point of sale · Documents

- **Consolidation — Multi-entity groups.** Consolidated balance sheet and income.
- **Planning — Budget and forecast.** Variance and scenarios.
- **Procurement — From RFQ to invoice.** Prevent before you record.

## Contact

We show you FinHub on your own documents. No commitment.

- A demo with your real data
- An expert reviews your operation with you
- SIRE, PLE and bank onboarding
- Pay for results, pay as you go

Form: https://finhub.lat/#contact · Dishub Technologies: https://dishub.city

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FinHub is the financial engine of [Dishub Technologies](https://dishub.city). No prices on the site; the conversation starts with your operation.
